Identity & Access Assurance
Convert customer acquisition with secure, compliant identity verification, accelerating your onboarding process while reducing risk.
We partner with industry leaders
Core Solutions We Offer
In the world of finance, identity is the first step toward trust. Yet most institutions still rely on out-of-date, siloed systems for user verification, access administration, and credential management—leaving room for abuse. Identity & Access Assurance Aspagnul’s real time verification and access control platform powered by artificial intelligence, reduces fraud, strengthens compliance, and optimizes user experience for clients, staff, and systems.
Who Benefits from This
Banking Institutions
When payment fraud, account takeovers, and shifting compliance rules threaten revenue and reputation, our real-time identity checks, adaptive risk prompts, and seamless, passwordless logins verify every user and transaction instantly, blocking fraud before it hits your books and delivering a complete, audit-ready trail.
Fintech Lenders & BNPL Providers
As rapid customer growth draws synthetic identities and mule networks faster than manual review can catch them, our orchestrated onboarding—combining document scans, sanctions screening, and biometric checks in under a minute—stops bad actors in their tracks while genuine borrowers complete applications smoothly.
Payment Service & Money-Transfer Firms
Faced with sophisticated mule schemes and cross-border compliance demands, you need to screen every transfer in under a second; our device profiling, behaviour analysis, and continuous identity verification halt suspicious flows automatically and let legitimate payments clear without delay.
Cryptocurrency Exchanges & Digital-Asset Platforms
Mixers, privacy coins, and stolen keys can hide illicit fund movements, but our combination of adaptive onboarding, continuous biometric session checks, and device trust scoring traces every deposit and withdrawal, blocks unauthorized key use in real time, and reveals hidden on-chain activity to protect platform integrity.
Mortgage Lenders & Loan Servicers
Imposter applications and forged documents drive costly write-offs and audit findings; our intelligent document extraction pulls key data from every form, biometric checks confirm borrower identity at upload, and risk-based prompts flag suspect applications before any funds disburse.
Wealth & Asset Management Firms
High-net-worth clients and advisors demand both ease and security; our continuous session verification, biometric login, and step-up checks on large transfers ensure that only the rightful user can access accounts or move funds, safeguarding assets without disrupting the client experience.
Investment & Private-Equity Firms
Complex partnership agreements and confidential deal flows hide sanction risks and insider fraud; our natural-language analysis surfaces critical clauses within minutes, dark-web scans alert you to leaked investor credentials, and continuous identity monitoring flags anomalous data exports to keep deals compliant and on schedule.
Insurance Carriers & Underwriting Platforms
Organized fraud rings and agent kickbacks inflate loss ratios and invite fines, so our AI-driven pattern detection correlates unusual claim clusters and agent activity, auto-escalates suspicious cases, and logs every review step in a tamper-proof ledger—speeding investigations and slashing fraud losses.
Industries That Benefit
When payment fraud, account takeovers, and shifting
compliance rules threaten revenue and reputation, our real-time identity checks,
adaptive risk prompts, and seamless, passwordless logins verify every user and
transaction instantly, blocking fraud before it hits your books and delivering a complete,
audit-ready trail.
As rapid customer growth draws synthetic
identities and mule networks faster than manual review can catch them, our orchestrated
onboarding—combining document scans, sanctions screening, and biometric checks in
under a minute—stops bad actors in their tracks while genuine borrowers complete
applications smoothly.
Faced with sophisticated mule schemes
and cross-border compliance demands, you need to screen every transfer in under a
second; our device profiling, behaviour analysis, and continuous identity verification halt
suspicious flows automatically and let legitimate payments clear without delay.
Mixers, privacy coins, and
stolen keys can hide illicit fund movements, but our combination of adaptive onboarding,
continuous biometric session checks, and device trust scoring traces every deposit and
withdrawal, blocks unauthorized key use in real time, and reveals hidden on-chain
activity to protect platform integrity.
Imposter applications and forged documents
drive costly write-offs and audit findings; our intelligent document extraction pulls key
data from every form, biometric checks confirm borrower identity at upload, and
risk-based prompts flag suspect applications before any funds disburse.
High-net-worth clients and advisors demand
both ease and security; our continuous session verification, biometric login, and step-up
checks on large transfers ensure that only the rightful user can access accounts or move
funds, safeguarding assets without disrupting the client experience.
Complex partnership agreements and
confidential deal flows hide sanction risks and insider fraud; our natural-language
analysis surfaces critical clauses within minutes, dark-web scans alert you to leaked
investor credentials, and continuous identity monitoring flags anomalous data exports to
keep deals compliant and on schedule.
Organized fraud rings and agent
kickbacks inflate loss ratios and invite fines, so our AI-driven pattern detection correlates
unusual claim clusters and agent activity, auto-escalates suspicious cases, and logs
every review step in a tamper-proof ledger—speeding investigations and slashing fraud
losses.
Industries That Benefit
Banking Institutions
When payment fraud, account takeovers, and shifting compliance rules threaten revenue and reputation, our real-time identity checks, adaptive risk prompts, and seamless, passwordless logins verify every user and transaction instantly, blocking fraud before it hits your books and delivering a complete, audit-ready trail.
Problems we solve
1.
Weak, Static Access Controls
Allow shared logins and outdated permissions to expose sensitive systems—our adaptive access engine adjusts each user’s privileges in real time based on role, device, and behaviour.
2.
Slow, Error-Prone Onboarding
Frustrates customers and risks non-compliance—our automated KYC orchestrator scans documents, screens watchlists, and verifies biometrics in seconds, replacing days of manual review.
3.
Invisible Insider Misuse
slips past perimeter defenses—continuous session and privilege-use monitoring spot unauthorized data exports, privilege creep, or unusual system activity before it becomes a breach.
4.
Fragmented Identity Silos
Force users to juggle multiple credentials—our unified identity platform delivers single sign-on, cross-system synchronization, and consistent policies everywhere you log in.
5.
Manual Reviews Drain Resources
And leave little visibility into why decisions were made—our AI-driven workflows auto-validate IDs, flag mismatches, and log every action, giving teams instant transparency and freeing them for high-value work.
What You Gain with Aspagnul
1. Speedy, Seamless Onboarding
New clients finish identity verification in minutes instead of days, and staff immediately receive the exact access they need—no delays, no manual handoffs.
2. Tighter, Continuous Security
Risk-based step-up checks only trigger when behaviour or context looks suspicious, so genuine users move fluidly while fraudsters hit a secure wall.
3. Real-Time Risk Detection for Every User
Continuous monitoring of biometrics, device signals, and session patterns surfaces anomalies instantly—letting you stop attackers before they act.
4. Built-In Regulatory Compliance
Every workflow is designed to meet GDPR, anti-money-laundering directives, payment-services rules, and industry standards. All actions are logged and ready for audit.
5. Edge-Ready Resilience
Identity checks run even with limited or no connectivity—edge-deployed models verify users at branches, ATMs, or in mobile-first regions without dropping security.
Case Study
Real Results from Financial Leaders
Certifications & Compliance
Benefits of Using the Solution
Weak, Static Access Controls
Allow shared logins and outdated permissions to expose sensitive systems—our adaptive access engine adjusts each user’s privileges in real time based on role, device, and behaviour.
Slow, Error-Prone Onboarding
Frustrates customers and risks non-compliance—our automated KYC orchestrator scans documents, screens watchlists, and verifies biometrics in seconds, replacing days of manual review.
Invisible Insider Misuse
slips past perimeter defenses—continuous session and privilege-use monitoring spot unauthorized data exports, privilege creep, or unusual system activity before it becomes a breach.
Fragmented Identity Silos
Force users to juggle multiple credentials—our unified identity platform delivers single sign-on, cross-system synchronization, and consistent policies everywhere you log in.
Manual Reviews Drain Resources
And leave little visibility into why decisions were made—our AI-driven workflows auto-validate IDs, flag mismatches, and log every action, giving teams instant transparency and freeing them for high-value work.
Let’s get in touch
How It Works
Map Your Identity Journey
We review every step—customer and employee onboarding, login processes, and access requests—to identify delays, duplicated tasks, and security gaps.
Seamless Integration
Aspagnul plugs into your existing platforms—KYC engines, customer databases, single-sign-on, and access logs—so you keep your current systems while gaining modern identity controls.
Onboarding Orchestrator Deployment
Our automated workflow combines document scanning, watch-list checks, and biometric capture into a single flow. New users validate their identity in minutes, with every action recorded for compliance.
Adaptive Authentication Roll-Out
We activate passwordless logins, risk-based step-up challenges, and continuous biometric session checks. Each user’s access is secured friction-free unless a red flag appears.
Contextual Access & Device Trust
Every session is scored by device health, network context, and behaviour. When a login or request comes from an untrusted environment or unusual pattern, additional verification is triggered automatically.
Unified Logging & Continuous Improvement
All identity events—document verifications, logins, risk scores, and access changes—feed a single audit trail. A built-in operations layer monitors model performance, retrains AI as threats evolve, and ensures your controls stay accurate and compliant.
Why Aspagnul Is the Ideal Partner
Frequently Asked Questions
What types of identity documents can Aspagnul verify?
We support passports, national ID cards, driver’s licences, utility bills, and other proof-of-address documents across 100+ jurisdictions. Multiple file formats (PDF, scanned image, video capture) are supported for seamless onboarding and review.
Do you provide biometric and liveness checks?
Yes. We offer facial recognition, liveness detection (blink, smile, motion), voice analysis, and behavioural biometrics. Each check is backed by anti-spoofing safeguards to confirm the person is real and physically present.
Will this replace our existing single sign-on or access-management systems?
No. We integrate with your current SSO, directory, and access-control tools. We add adaptive identity assurance and real-time risk scoring without disrupting established login or approval workflows.
How is risk assessed when granting access?
Risk scoring combines multiple signals—device health, network attributes, location changes, login history, and document/biometric results. Access policies then allow, challenge, or block activity based on that live score.
How long does a full deployment take?
Typical rollout is 6–8 weeks, phased by priority use cases. Institutions often begin with customer onboarding or privileged staff access to realise early value before extending platform-wide.
How is data protection and compliance managed?
All processing runs within your chosen environment, on-premises or cloud tenant. Identity data never leaves your control, and all events are encrypted, logged, and auditable to satisfy GDPR, ISO 27001, and SOC 2 requirements.
Get in touch
We’re excited to hear from you and to start something special together.
- Money-back guarantee if you don’t receive what we promise.
- Full financial and technical analysis of your current situation.
- Full support from the moment of our first contact.
Contact Information
Turn your financial operations with purpose-built AI solutions from Aspagnul that reduce costs, accelerate growth, and ensure regulatory compliance across financial institutions.