Identity & Access Assurance
We partner with industry leaders
Core Solutions We Offer
In the world of finance, identity is the first step toward trust. Yet most institutions still rely on out-of-date, siloed systems for user verification, access administration, and credential management—leaving room for abuse. Identity & Access Assurance Aspagnul’s real time verification and access control platform powered by artificial intelligence, reduces fraud, strengthens compliance, and optimizes user experience for clients, staff, and systems.
Automated KYC & Onboarding Orchestrator
Streamline new-customer or vendor onboarding by combining document scanning, data extraction, sanctions screening, and biometric checks into one orchestrated flow. What used to take days of manual review now completes in under an hour, with every step fully logged for compliance.
Passwordless, Phishing-Resistant Login
Do not depend only on passwords (and the risk of them being stolen or hacked) by using cryptographic keys bound to the user’s device plus a biometric or tokenless second factor. This removes credential-stuffing and phishing attacks, cutting login-related support tickets by up to 80 percent.
Adaptive Risk-Based Step-Up Verification
Evaluate each login or transaction in real time—based on factors like transfer amount, device location, and past behaviour—and only prompt the user for additional proof when the risk is elevated. Low-risk actions stay friction-free, while high-risk events trigger an extra scan or one-time code.
Continuous Biometric Session Verification
Beyond the initial login, the system silently confirms identity throughout each session by analysing face or fingerprint scans and monitoring typing patterns or touch-screen gestures. Any anomaly—such as someone else’s voice on a call—triggers an immediate security challenge.
Data Privacy & Consent Governance
Centralise every customer’s data-use consents, marketing opt-ins, and regulatory disclosures in one dashboard. Automated workflows handle consent updates, data-subject access requests, and retention policies—ensuring you meet GDPR, CCPA, and local financial-privacy rules without manual spreadsheets or legal bottlenecks.
Trusted Device & Network Trust Scoring
Profile every endpoint—PC, mobile app, branch kiosk—and assign a live trust score based on device health, network context, and geolocation consistency. When a login originates from a compromised or unfamiliar environment, the system can block access or require stronger verification.
Industries & Teams That Benefit
Banking Institutions
When payment fraud, account takeovers, and shifting compliance rules threaten revenue and reputation, our real-time identity checks, adaptive risk prompts, and seamless, passwordless logins verify every user and transaction instantly, blocking fraud before it hits your books and delivering a complete, audit-ready trail.Fintech Lenders & BNPL Providers
As rapid customer growth draws synthetic identities and mule networks faster than manual review can catch them, our orchestrated onboarding—combining document scans, sanctions screening, and biometric checks in under a minute—stops bad actors in their tracks while genuine borrowers complete applications smoothly.Payment Service & Money-Transfer Firms
Faced with sophisticated mule schemes and cross-border compliance demands, you need to screen every transfer in under a second; our device profiling, behaviour analysis, and continuous identity verification halt suspicious flows automatically and let legitimate payments clear without delay.Cryptocurrency Exchanges & Digital-Asset Platforms
Mixers, privacy coins, and stolen keys can hide illicit fund movements, but our combination of adaptive onboarding, continuous biometric session checks, and device trust scoring traces every deposit and withdrawal, blocks unauthorized key use in real time, and reveals hidden on-chain activity to protect platform integrity.Mortgage Lenders & Loan Servicers
Imposter applications and forged documents drive costly write-offs and audit findings; our intelligent document extraction pulls key data from every form, biometric checks confirm borrower identity at upload, and risk-based prompts flag suspect applications before any funds disburse.Wealth & Asset Management Firms
High-net-worth clients and advisors demand both ease and security; our continuous session verification, biometric login, and step-up checks on large transfers ensure that only the rightful user can access accounts or move funds, safeguarding assets without disrupting the client experience.Investment & Private-Equity Firms
Complex partnership agreements and confidential deal flows hide sanction risks and insider fraud; our natural-language analysis surfaces critical clauses within minutes, dark-web scans alert you to leaked investor credentials, and continuous identity monitoring flags anomalous data exports to keep deals compliant and on schedule.Insurance Carriers & Underwriting Platforms
Organized fraud rings and agent kickbacks inflate loss ratios and invite fines, so our AI-driven pattern detection correlates unusual claim clusters and agent activity, auto-escalates suspicious cases, and logs every review step in a tamper-proof ledger—speeding investigations and slashing fraud losses.Problems (or Missed Opportunities) Solved
Pain Points We Solve
- Weak, Static Access Controls allow shared logins and outdated permissions to expose sensitive systems—our adaptive access engine adjusts each user’s privileges in real time based on role, device, and behaviour.
- Slow, Error-Prone Onboarding frustrates customers and risks non-compliance—our automated KYC orchestrator scans documents, screens watchlists, and verifies biometrics in seconds, replacing days of manual review.
- Invisible Insider Misuse slips past perimeter defenses—continuous session and privilege-use monitoring spot unauthorized data exports, privilege creep, or unusual system activity before it becomes a breach.
- Fragmented Identity Silos force users to juggle multiple credentials—our unified identity platform delivers single sign-on, cross-system synchronization, and consistent policies everywhere you log in.
- Manual Reviews Drain Resources and leave little visibility into why decisions were made—our AI-driven workflows auto-validate IDs, flag mismatches, and log every action, giving teams instant transparency and freeing them for high-value work.
What You Gain with Aspagnul
- Speedy, Seamless Onboarding - New clients finish identity verification in minutes instead of days, and staff immediately receive the exact access they need—no delays, no manual handoffs.
- Tighter, Continuous Security - Risk-based step-up checks only trigger when behaviour or context looks suspicious, so genuine users move fluidly while fraudsters hit a secure wall.
- Real-Time Risk Detection for Every User - Continuous monitoring of biometrics, device signals, and session patterns surfaces anomalies instantly—letting you stop attackers before they act.
- Built-In Regulatory Compliance - Every workflow is designed to meet GDPR, anti-money-laundering directives, payment-services rules, and industry standards. All actions are logged and ready for audit.
- Edge-Ready Resilience - Identity checks run even with limited or no connectivity—edge-deployed models verify users at branches, ATMs, or in mobile-first regions without dropping security.
Case Study
Real Results from Financial Leaders
Certifications & Compliance
How It Works
Map Your Identity Journey
Seamless Integration
Onboarding Orchestrator Deployment
Adaptive Authentication Roll-Out
Contextual Access & Device Trust
Unified Logging & Continuous Improvement
Why Aspagnul Is the Ideal Partner
Frequently Asked Questions
Q1: What types of identity documents can Aspagnul verify?
Q2: Do you provide biometric and liveness checks?
Q3: Will this replace our existing single-sign-on or access-management systems?
Q4: How is risk assessed when granting access?
Q5: How long does a full deployment take?
Q6: What happens if branch or kiosk connectivity is poor?
Let’s get in touch
We’re excited to hear from you and to start something special together.
- Money-back guarantee if you don’t receive what we promise.
- Full financial and technical analysis of your current situation.
- Full support from the moment of our first contact.
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Turn your financial operations with purpose-built AI solutions that reduce costs, accelerate growth, and ensure regulatory compliance across financial institutions.