Crowdfunding & Alternative Finance platforms connect investors with opportunities through digital marketplaces that democratize access to capital and investments. Each segment faces unique technology challenges
Need sophisticated investor matching and risk assessment tools to connect suitable investors with appropriate funding opportunities.
Require specialized property evaluation systems and investor management tools to handle complex asset documentation and fractional ownership.
Demand robust due diligence automation and investor communication capabilities to evaluate early-stage companies efficiently.
Alternative finance platforms struggle to evaluate deal quality at scale, relying on limited data points and manual review processes. Due diligence teams typically review only 15-20% of submitted opportunities, yet still take 2-3 weeks per deal. This bottleneck restricts platform growth and increases the
risk of listing problematic
opportunities.
Platforms use basic criteria to match investors with opportunities, missing critical suitability factors. Most systems achieve only 5-8% conversion rates from profile views to investment, wasting marketing efforts and creating poor investor experiences. Many suitable investors never see relevant opportunities while receiving irrelevant recommendations.
Alternative finance operates under evolving regulatory frameworks
that vary significantly by jurisdiction and investment type. Compliance requirements typically consume
25-30% of operational resources, yet platforms still face regulatory uncertainty when expanding into new markets or offering new investment types to different organizations.
Platforms struggle with efficient management of investments after closing, particularly for illiquid assets with multi-year horizons. Reporting often requires manual compilation of data from multiple sources, taking 8-15 days per reporting cycle and delaying critical information to investors. This operational burden limits platform scalability.
A mid-sized German payment gateway with 180 employees processing approximately €700-800M in annual transactions, active in 6 EU markets.
A traditional Spanish insurance provider with 85 years of history, 950 employees, and €280 million in annual premiums across home, auto, life, and commercial lines.
A fast-growing UK-based mobile payment application with 165 employees processing approximately £1.3 billion in annual transaction volume with around 700k active users.
A mid-sized German payment gateway with 180 employees processing approximately €700-800M in annual transactions, active in 6 EU markets.
End-to-end compliance automation, covering AML/KYC checks and investor verification.
Predictive insights into borrower risk, campaign performance, and investor behavior.
Automated workflows for onboarding, reconciliation, and reporting.
Greater transparency, building confidence with both investors and regulators.
Comprehensive review of your current investor journey, deal assessment process, and operational workflows to identify optimization opportunities.
Custom design prioritizing your specific platform category and growth objectives.
Specialists with crowdfunding and marketplace experience assigned based on your specific requirements.
Develop using financial-grade security standards and carefully integrate with your existing platform.
Rigorous testing against relevant investment regulations before deployment.
Methodical implementation with clear performance tracking against key platform metrics.
Alternative finance thrives on innovation, and trust is non-negotiable. At Aspagnul, we understand the challenge of balancing rapid growth with strict compliance and investor confidence.
We bring specialized financial expertise and AI-driven solutions to help platforms verify participants quickly, assess risks accurately, and operate with full transparency. Every solution is built to support scalability without sacrificing security.
What makes us different is our commitment to long-term growth alongside our partners. We adapt to your business model, bringing clarity and structure that let you expand faster and safer.
Because for us, success means enabling alternative finance platforms to innovate boldly while protecting the trust they depend on.
Traditional assessment relies on limited financial metrics and manual document review that can’t scale efficiently. Our AI systems analyze hundreds of factors across both structured data and unstructured documents, identifying patterns that predict success or failure with surprising accuracy. The technology evaluates business fundamentals, market conditions, team backgrounds, and competitive positioning simultaneously, providing a comprehensive risk assessment in minutes rather than days.
Absolutely. We configure all solutions to your specific investment categories, whether you focus on startups, real estate, small business loans, or other alternative assets. The systems incorporate the unique evaluation criteria, documentation requirements, and regulatory considerations for each investment type. This flexibility enables multi-asset platforms to maintain consistent processes across diverse offerings while addressing the unique characteristics of each investment category.
Our compliance engines include configurable rule sets that adapt to requirements across major investment jurisdictions. The technology maintains current regulatory parameters for key markets including offering limits, investor qualification standards, disclosure requirements, and marketing restrictions. For multi-jurisdiction operations, the system automatically applies appropriate rules based on investor location and investment type, enabling compliant operation across borders without manual intervention.
Platforms implementing our investor matching and transaction optimization typically see three levels of improvement: initial engagement (30-40% more relevant views), conversion initiation (40-60% higher click-through to investment process), and completed transactions (50-70% reduction in abandonment). These improvements compound to deliver 2-3x more investments from the same investor base through better matching and reduced friction, directly impacting platform economics.
We implement alternative finance-grade security at every level including end-to-end encryption, multi-factor authentication, secure document storage, and comprehensive audit logs. All sensitive data handling follows privacy-by-design principles with regional compliance built in. Our security architecture meets or exceeds the requirements of major financial regulators worldwide, providing protection that reassures both platforms and their investors.
Yes, we design solutions specifically for alternative finance platforms at various growth stages. Our modular approach allows you to implement high-priority components first without requiring enterprise-scale resources. We offer startup-friendly engagement models that grow with your platform, providing sophisticated technology capabilities without the overhead of building specialized teams internally. This approach enables emerging platforms to deliver enterprise-quality experiences from their early stages.
We’re excited to hear from you and to start something special together.
Turn your financial operations with purpose-built AI solutions from Aspagnul that reduce costs, accelerate growth, and ensure regulatory compliance across financial institutions.