Must transform branch-heavy operations into efficient digital systems while maintaining personal service.
Need scalable platforms to support rapid growth and personalization at scale.
Require sophisticated client management tools to serve high-net-worth individuals efficiently.
Depend on fast, accurate data analysis to maintain a competitive edge in deal-making.
Need robust transaction processing systems that integrate with global networks.
Aspagnul offers a full AI and automation stack tailored to banking, from onboarding and fraud prevention to treasury, risk, and client analytics.
Develop custom digital platforms that unify fragmented systems and automate complex workflows. These solutions digitize banking operations while providing intuitive experiences for both customers and employees.
Create bespoke intelligence capabilities that provide sustainable competitive advantages. These strategic solutions address your specific business model and market positioning with proprietary capabilities unavailable to competitors.
Transform payment failure into revenue recovery with intelligent routing that reduces decline rates by 25-40% and captures millions in previously lost transactions. Advanced AI algorithms optimize payment routing in real-time while automated recovery systems recapture failed transactions, directly increasing digital banking revenue while enhancing customer experience.
A mid-sized German payment gateway with 180 employees processing approximately €700-800M in annual transactions, active in 6 EU markets.
A traditional Spanish insurance provider with 85 years of history, 950 employees, and €280 million in annual premiums across home, auto, life, and commercial lines.
A fast-growing UK-based mobile payment application with 165 employees processing approximately £1.3 billion in annual transaction volume with around 700k active users.
A mid-sized German payment gateway with 180 employees processing approximately €700-800M in annual transactions, active in 6 EU markets.
Stronger risk and fraud defenses through AI-driven monitoring and controls.
Faster, safer onboarding with automated KYC/AML checks and audit-ready trails.
Smarter credit and portfolio insights that balance growth with regulatory requirements.
Streamlined operations that reduce back-office workload and improve customer experience.
Quickly assess your systems, regulatory requirements, and operational workflows to spot opportunities.
Tailored architecture that prioritizes compliance while targeting operational improvements for your banking category.
Specialized developers, data scientists, and compliance experts assigned to your project based on your specific needs.
Bank-grade security protocols and careful integration with your existing core banking platforms.
Thorough testing against relevant banking regulations before systems go live.
Methodical implementation with clear KPIs and continuous optimization for real-world results.
Banks operate at the center of trust, regulation, and competition. At Aspagnul, we understand that every decision in banking must balance resilience, compliance, and client experience.
Our approach combines technical expertise with a deep respect for banking realities. We don’t just deploy AI — we design solutions that fit your regulatory environment, integrate with legacy systems, and strengthen the relationship you hold with your clients.
What makes us different is our focus on sustainable growth, not quick fixes. We bring structure and clarity to complex challenges, always working with you to create long-term impact.
Because for us, success is measured not only in operational gains, but in helping banks stay trusted, competitive, and ready for the future.
KYC automation creates a multi-layered security approach through biometric verification, document authenticity checks, and automated watchlist screening. The system applies consistent verification to every application, eliminating human errors while creating detailed audit trails for regulators. Banks using the system typically cut fraudulent applications by 60-70% while reducing compliance exceptions.
Yes, we work with all major core banking platforms, including Temenos, Finastra, FIS, Jack Henry, and Mambu. Integration specialists create secure connections based on your specific system constraints.
Built configurable compliance frameworks that adapt to different regulatory environments. Systems include a continuously updated regulatory database covering major financial jurisdictions, and all solutions undergo compliance review by banking specialists.
You can expect to see ROI in three areas: operational cost reduction (25-40% for automated processes), improved conversion rates (15-30% for digital applications), and risk reduction (40-60% decrease in compliance exceptions). Establish baseline metrics during initial analysis and track improvements across agreed KPIs, with most clients achieving ROI within 6-12 months.
Implementing bank-grade security at every level: end-to-end encryption, role-based access controls, and secure development practices. All sensitive data processing follows privacy-by-design principles with options for on-premises deployment or private cloud configurations. And systems maintain detailed audit logs and comply with major privacy regulations.
We provide 80 days of free post-deployment support and training to ensure smooth adoption. After that, clients can choose tailored support packages ranging from standard maintenance to fully managed services, with 24/7 response for critical issues.
We’re excited to hear from you and to start something special together.
Turn your financial operations with purpose-built AI solutions from Aspagnul that reduce costs, accelerate growth, and ensure regulatory compliance across financial institutions.