Need advanced risk modeling and automated claims processing to maintain profitability while delivering faster customer service.
Requires sophisticated underwriting systems and customer engagement tools to assess complex risks and promote preventative behaviors.
Demand comprehensive risk analytics and portfolio optimization capabilities to evaluate aggregate exposures across diverse risk pools.
Need integrated comparison tools and client management systems to provide tailored coverage recommendations efficiently.
Require seamless digital experiences and automated operations to maintain cost advantages while scaling customer bases.
Insurance providers struggle to price risk using limited data points accurately. Traditional underwriting misses 30-40% of relevant risk factors, leading to adverse selection and portfolio deterioration. Underwriting teams still rely heavily on manual processes, taking 3-7 days for decisions that digital competitors deliver in minutes.
Claims operations remain labor-intensive, with 65% of claims requiring manual handling and document review. Average processing times of 10-15 days frustrate customers and increase expense ratios by 5-8 percentage points. Adjusters spend 40% of their time on administrative tasks rather than investigation and resolution.
Insurance fraud costs the industry $80+ billion annually, with conventional detection methods identifying only 15-20% of fraudulent claims. Current systems generate excessive false positives (40-60% of flagged claims), wasting investigative resources while delaying legitimate payments to customers.
Insurance interactions remain cumbersome, with policy applications requiring 25+ fields of information and multiple interactions. Customer satisfaction scores lag 15-20 points behind other financial services, with 70% of customers describing insurance processes as “complicated” or “frustrating.” Digital self-service capabilities remain limited compared to customer expectations.
Insurance providers face expanding compliance requirements across jurisdictions, product lines, and distribution channels. Compliance teams spend 10,000+ hours annually on manual reporting and documentation, yet still encounter regulatory findings due to inconsistent processes and fragmented data.
From onboarding automation to compliance and fraud detection, Aspagnul delivers end-to-end AI-powered solutions that drive efficiency, security, and scale for modern financial institutions.
Aspagnul delivers comprehensive AI and automation solutions for insurance operations, from underwriting and claims to customer engagement and compliance.
A mid-sized German payment gateway with 180 employees processing approximately €700-800M in annual transactions, active in 6 EU markets.
A traditional Spanish insurance provider with 85 years of history, 950 employees, and €280 million in annual premiums across home, auto, life, and commercial lines.
A fast-growing UK-based mobile payment application with 165 employees processing approximately £1.3 billion in annual transaction volume with around 700k active users.
A mid-sized German payment gateway with 180 employees processing approximately €700-800M in annual transactions, active in 6 EU markets.
Before Aspagnul: Wealth managers struggle with fragmented systems, rising costs, and difficulty demonstrating unique value to clients questioning traditional fee structures.
After Aspagnul: Wealth and asset management firms achieve true differentiation through technology-enhanced client service and operational excellence. Targeted prospecting decreases client acquisition costs by 30-45%.
Advisor productivity increases 25-35% with AI assistance. Compliance confidence improves with a 65% reduction in reporting exceptions. Most importantly, firms gain the ability to scale personalized service while maintaining or expanding margins in a competitive market.
Review your underwriting, claims, and service processes to identify enhancement opportunities.
Tailored design prioritizing your specific insurance segment and key performance challenges.
Specialists with insurance industry experience assigned based on your specific requirements.
Development using insurance-grade security standards and carefully integrating existing policy management systems.
Rigorous testing against relevant insurance regulations before deployment.
Phased implementation with continuous performance tracking against key insurance metrics.
Aspagnul understands the unique balance between human expertise and technological advantage in wealth management. Our team includes former wealth advisors, portfolio managers, and family office technologists who appreciate your challenges’ business and technical dimensions.
We maintain critical certifications (ISO 27001, GDPR, SOC 2) while providing the flexibility to adapt solutions to your specific client segment and service model. When wealth management executives need technology that enhances rather than replaces the human touch, they partner with Aspagnul.
Our technology enhances rather than replaces human relationships. AI tools provide advisors with deeper client insights, automate routine tasks, and deliver consistent information across channels. This combination allows wealth professionals to focus their time on meaningful client conversations and strategic advice. Firms using our systems report 40% more client-facing time and significantly improved satisfaction scores.
Yes, we integrate with all major wealth management systems, including Black Diamond, Addepar, Tamarac, Orion, and proprietary platforms. Our integration specialists create secure connections that maintain data integrity across systems. We’ve successfully integrated with 30+ investment platforms and data providers across our wealth management clients.
We implement financial-grade security at every level, including end-to-end encryption, role-based access controls, and comprehensive audit trails. All client data remains within your security perimeter, with options for on-premises deployment or private cloud configurations. Our systems comply with wealth management security standards and regulations, including GDPR, CCPA, and industry-specific requirements.
Wealth management clients see returns in four key areas: increased advisor capacity (25-35% more clients per advisor), improved client acquisition (30-45% lower acquisition costs), reduced operational expenses (35-50% for automated processes), and enhanced client retention (15-25% improvement). We establish baseline measurements during initial analysis and track improvements against these metrics.
Our solutions automate regulatory reporting with configurable rule engines that adapt to different jurisdictions and client types. The systems create comprehensive audit trails, verify investment suitability, and monitor transactions for compliance issues in real-time. Wealth firms using our compliance tools typically reduce regulatory exceptions by 60-70% while cutting reporting production time by 85%.
Yes, our wealth management solutions handle multi-currency portfolios, international tax reporting, and cross-border compliance requirements. The systems accommodate different reporting formats, tax treaty provisions, and jurisdiction-specific rules. For global wealth managers, we implement region-specific configurations that adjust automatically based on client location and asset domicile.
We’re excited to hear from you and to start something special together.
Turn your financial operations with purpose-built AI solutions that reduce costs, accelerate growth, and ensure regulatory compliance across financial institutions.